You’ve come to the right place!
In this article, updated in September 2018 , I will give you all the information to obtain small loans, both online and in the branch.
Small loans not to be confused with microloans , allow you to access a certain amount (small / small) of money.
Today they are more and more requested and the motivations are the most varied: keep reading and you will have all the information.
For any doubt or question, ask for a comment and I will answer you in the day.
The small loans belong to the category of non-finalized loans , which, unlike those finalized (as an applicant), you will not have to declare in any way the reason for the loan.
Even at a bureaucratic level you adhere to many advantages, just to start with small amounts you will not have to have difficulty accessing them.
Also the procedure is often very simple as it is necessary to send the requested documentation , among these we identify:
Also to speed up the time, you can send the above documentation simply by email.
What are the small loans
The small amounts of money that you can receive, start from 1,000 up to 10,000 euros . We see the other types belonging to the “small loans” category.
There are cases where you as a trader / merchant, you can request these small amounts of money to buy a house , a property, a television or any other object that can be placed inside the store or mall that is.
In the aforesaid situation the payment will not take place on the current account but you will be given the possibility to defer the payment of the asset.
Everything varies according to who grants the small loan, as the types of financing vary, there are also different forms of amounts.
For example in loans with finalized purchases or in revolving cards, often the maximum amount that can be requested is 10,000 euros.
Situation slightly different for the loan through Inpdap that will be all related to the duration of the contract and salary.
For small annual loans it is possible that you will be required a monthly salary or pension, for two-year loans up to two months, for three-year up to 3 months.
Finally, as you can already imagine, for four-year loans up to 4 months salary or pension that is.
To get a small personal loan the easiest and fastest procedure is definitely the one online .
Among the various price comparators, identify the most advantageous and convenient offer and proceed as well.
If it is not among the bad payers or protested, you just send the necessary documentation.
With reference to this last document, you can present your paycheck and the CUD model .
For Inpdap loans, the situation is slightly different as you must meet the following requirements:
If you are eligible for these requirements you can go to the INPS closest to your home and request documentation for this type of financing.
Generally as a form of guarantee you will be asked for the last 6 paychecks , the CUD model or the Unico model.
Similar articles for you : Loans without paychecks / Loans for unemployed / I need money immediately: urgent loans
If after analyzing the situation you are asking yourself where to ask for a small loan we will draw up a small list with the necessary details:
It often happens that for emergencies you need a small loan in the shortest possible time . Possibly disturbing friends and relatives as often happens, it is not all that comforting.
Fortunately, there are some financial companies that are able to provide the loan even in an hour . Let’s see what you can contact to get this service:
If you are part of the protestors or if you are a bad payer who owns the paycheck, you can request without any problem the assignment of the fifth salary .
Otherwise you need a guarantor. Obviously it is good to distinguish between small and big loans . A reduced loan or under 5 thousand euros is more likely to be disbursed quickly and without the presence of a guarantor.
In case you have doubts or questions about “small loans” I invite you to ask in a comment: I answer all the day!
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