Personal Loan



As part of its Personal Loan program, offers Argentine citizens the opportunity to finance what they need for the security and comfort of their own and your family.

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That’s why he opens the loan , with which you can buy the computer you need.

 

The Personal Loan offers the possibility of acquiring a personal computer, enjoying benefits such as:

  • Delivery of equipment without charge.
  • Suitable financing for the applicant.
  • The possibility of accessing state-of-the-art equipment.

This loan is available to the public in general, those assigned to the Salary Plan of , those who have agreements with a discount on contributions to salaries, retirees and pensioners.

It offers a maximum amount of $ 30,000 for the acquisition of personal computers from EXPO Informática. The terms for the payment of this loan are:

  • For clients that agree to the debit of the account in the summary of the credit cards issued by the Bank, the term is up to 40 months.
  • For the other forms of payment, the term is up to 24 months.

The interest rates applicable to this loan are:

  • General Public: 14% Fixed Annual Nominal Rate.
  • Salary Plan: 10% fixed TNA.
  • Agreements for discount of contributions in salaries: 10% fixed TNA.
  • Charged debit of the BNA credit card: 10% fixed TNA.

The impact of income must be up to 25% of the net income of the applicant. Early or partial cancellation is accepted, without any commission. The collection of fees may be:

  • Charged to the summary of BNA credit cards.
  • With debit in the savings bank or in the account where the applicant receives his assets.
  • With a discount on payroll contributions when they negotiate agreements with the company or employers’ organizations.

The maintenance charges of the Savings Bank will have a 50% bonus for the general public. In the case of debits from the salary account, the collection will be automatically implemented.

Requirements

Employees in a dependency relationship must have seniority of:

  • Permanent Plant: 6 months in the current job, with verifiable continuity of one year.
  • Temporary and Contracted Plant: 2 years of seniority in current employment and with current contract.

The self-employed registered in the Income Tax must have 1 year of exercise in the profession or trade as of the presentation of the first DDJJ Profit. Monotributistas must have 2 years of professional practice.

Documentation

To apply for the Personal Loan, the applicant must go with his ID, a public service bill and all documentation proving his income or tax payments for the last 3 to 6 months, and specialized documentation depending on the applicant.